/* ============================================================
   BPI Management - Festgeld Landing
   Vanilla CSS - Tailwind utility'lerinden semantic CSS'e
   ============================================================ */

/* ---------- Reset ---------- */
*, *::before, *::after { box-sizing: border-box; }
* { margin: 0; padding: 0; }
html {
  scroll-behavior: smooth;
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
  text-rendering: optimizeLegibility;
  scroll-padding-top: 110px;
}
body {
  font-family: 'Inter', system-ui, -apple-system, sans-serif;
  background: #ffffff;
  color: #0f172a;
  line-height: 1.5;
  min-height: 100vh;
}
img, svg { display: block; max-width: 100%; }
a { color: inherit; text-decoration: none; }
button { font: inherit; color: inherit; background: none; border: 0; cursor: pointer; }
input, select, textarea { font: inherit; color: inherit; }
ul, ol { list-style: none; }

::selection { background: #10b981; color: #fff; }
*:focus-visible { outline: 2px solid #10b981; outline-offset: 2px; border-radius: 4px; }

@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after {
    animation-duration: 0.01ms !important;
    animation-iteration-count: 1 !important;
    transition-duration: 0.01ms !important;
    scroll-behavior: auto !important;
  }
}

/* ---------- Tokens ---------- */
:root {
  --emerald-50: #ecfdf5;
  --emerald-100: #d1fae5;
  --emerald-200: #a7f3d0;
  --emerald-300: #6ee7b7;
  --emerald-400: #34d399;
  --emerald-500: #10b981;
  --emerald-600: #059669;
  --emerald-700: #047857;
  --emerald-800: #065f46;
  --emerald-900: #064e3b;
  --teal-100: #ccfbf1;
  --teal-300: #5eead4;
  --teal-400: #2dd4bf;
  --teal-500: #14b8a6;
  --teal-600: #0d9488;
  --teal-700: #0f766e;
  --amber-300: #fcd34d;
  --amber-400: #fbbf24;
  --red-200: #fecaca;
  --red-400: #f87171;
  --red-500: #ef4444;
  --red-700: #b91c1c;
  --red-50: #fef2f2;
  --neutral-50: #fafafa;
  --neutral-100: #f5f5f5;
  --neutral-200: #e5e5e5;
  --neutral-300: #d4d4d4;
  --neutral-400: #a3a3a3;
  --neutral-500: #737373;
  --neutral-600: #525252;
  --neutral-700: #404040;
  --neutral-800: #262626;
  --neutral-900: #171717;
  --bpi-card: #F4F8F5;
  --bpi-bg: #FAFAFA;
  --bpi-dark: #064e3b;
  --shadow-card: 0 10px 30px -12px rgba(16,185,129,0.18);
  --shadow-cta: 0 14px 40px -10px rgba(16,185,129,0.45);
  --shadow-2xl: 0 25px 50px -12px rgba(0,0,0,0.25);
  --shadow-xl: 0 20px 25px -5px rgba(0,0,0,0.10), 0 8px 10px -6px rgba(0,0,0,0.10);
  --shadow-lg: 0 10px 15px -3px rgba(0,0,0,0.10), 0 4px 6px -4px rgba(0,0,0,0.10);
  --shadow-md: 0 4px 6px -1px rgba(0,0,0,0.10), 0 2px 4px -2px rgba(0,0,0,0.10);
  --font-heading: 'Manrope', 'Inter', system-ui, sans-serif;
  --container: 1280px;
  --container-narrow: 1024px;
  --container-prose: 896px;
}

/* ---------- Typography helpers ---------- */
.font-heading { font-family: var(--font-heading); letter-spacing: -0.01em; }
.gradient-text {
  background: linear-gradient(135deg, #10b981 0%, #0d9488 100%);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
  color: transparent;
}
.text-balance { text-wrap: balance; }

/* ---------- Container ---------- */
.container {
  max-width: var(--container);
  margin: 0 auto;
  padding: 0 20px;
}
@media (min-width: 640px) { .container { padding: 0 24px; } }
@media (min-width: 1024px) { .container { padding: 0 32px; } }
.container--narrow { max-width: var(--container-narrow); margin: 0 auto; padding: 0 20px; }
.container--prose { max-width: var(--container-prose); margin: 0 auto; padding: 0 20px; }
@media (min-width: 640px) { .container--narrow, .container--prose { padding: 0 24px; } }
@media (min-width: 1024px) { .container--narrow, .container--prose { padding: 0 32px; } }

/* ---------- Reveal animation ---------- */
.reveal {
  opacity: 0;
  transform: translateY(30px);
  transition: opacity 0.6s cubic-bezier(0.22,1,0.36,1), transform 0.6s cubic-bezier(0.22,1,0.36,1);
  will-change: opacity, transform;
}
.reveal.is-visible {
  opacity: 1;
  transform: translateY(0);
}
.reveal--left { transform: translateX(-40px); }
.reveal--left.is-visible { transform: translateX(0); }
.reveal--right { transform: translateX(40px); }
.reveal--right.is-visible { transform: translateX(0); }

/* ---------- Floating animations ---------- */
@keyframes floatA {
  0%, 100% { transform: translate(0, 0); }
  50% { transform: translate(15px, -30px); }
}
@keyframes floatB {
  0%, 100% { transform: translate(0, 0); }
  50% { transform: translate(-20px, 25px); }
}
@keyframes ping {
  75%, 100% { transform: scale(2); opacity: 0; }
}
@keyframes spin { to { transform: rotate(360deg); } }
@keyframes pulseSoft { 0%, 100% { opacity: 1; } 50% { opacity: 0.55; } }

/* ============================================================
   TOPBAR
   ============================================================ */
.topbar {
  display: none;
  position: fixed;
  inset-inline: 0;
  top: 0;
  z-index: 60;
  background: linear-gradient(90deg, var(--emerald-900), var(--emerald-700) 50%, var(--teal-700));
  color: #fff;
}
@media (min-width: 1024px) { .topbar { display: block; } }
.topbar__inner {
  max-width: var(--container);
  margin: 0 auto;
  padding: 0 24px;
  height: 36px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  font-size: 12px;
  font-weight: 500;
}
.topbar__group { display: flex; align-items: center; gap: 24px; }
.topbar__group--right { gap: 20px; }
.topbar__item { display: inline-flex; align-items: center; gap: 6px; white-space: nowrap; }
.topbar__item i { color: var(--emerald-200); }
.topbar a.topbar__item { transition: color 0.2s; }
.topbar a.topbar__item:hover { color: var(--emerald-100); }

/* ============================================================
   HEADER
   ============================================================ */
.header {
  position: fixed;
  inset-inline: 0;
  top: 0;
  z-index: 50;
  background: rgba(255,255,255,0.95);
  backdrop-filter: blur(24px);
  -webkit-backdrop-filter: blur(24px);
  border-bottom: 1px solid rgba(209,250,229,0.8);
  transition: top 0.5s ease;
}
@media (min-width: 1024px) { .header { top: 36px; } }
.header.is-scrolled { top: 0 !important; }
.header__inner {
  max-width: var(--container);
  margin: 0 auto;
  padding: 0 16px;
  height: 64px;
  display: flex;
  align-items: center;
  justify-content: space-between;
}
@media (min-width: 640px) { .header__inner { padding: 0 24px; } }
@media (min-width: 1024px) { .header__inner { padding: 0 32px; } }

.logo {
  display: flex;
  align-items: center;
  gap: 12px;
  flex-shrink: 0;
}
.logo__icon-wrap { position: relative; }
.logo__icon-wrap::before {
  content: '';
  position: absolute;
  inset: -6px;
  background: linear-gradient(135deg, #34d399, #10b981 50%, #14b8a6);
  border-radius: 18px;
  filter: blur(12px);
  opacity: 0.4;
  transition: opacity 0.5s;
}
.logo:hover .logo__icon-wrap::before { opacity: 0.8; }
.logo__icon {
  position: relative;
  width: 44px;
  height: 44px;
  background: linear-gradient(135deg, #10b981, #059669 50%, #0f766e);
  border-radius: 16px;
  display: flex;
  align-items: center;
  justify-content: center;
  color: #fff;
  font-weight: 800;
  font-size: 14px;
  letter-spacing: -0.05em;
}
.logo__text { display: flex; flex-direction: column; line-height: 1; }
.logo__title {
  font-family: var(--font-heading);
  font-weight: 800;
  font-size: 16px;
  color: var(--neutral-900);
  letter-spacing: -0.02em;
}
@media (min-width: 640px) { .logo__title { font-size: 18px; } }
.logo__subtitle {
  font-size: 9px;
  font-weight: 700;
  color: var(--emerald-600);
  text-transform: uppercase;
  letter-spacing: 0.22em;
  margin-top: 4px;
}
@media (min-width: 640px) { .logo__subtitle { font-size: 10px; } }

.nav { display: none; align-items: center; gap: 4px; }
@media (min-width: 1024px) { .nav { display: flex; } }
.nav__link {
  padding: 10px 16px;
  font-size: 14px;
  font-weight: 600;
  color: var(--neutral-700);
  border-radius: 8px;
  transition: color 0.3s;
  white-space: nowrap;
}
.nav__link:hover { color: var(--emerald-700); }

.header__cta { display: none; align-items: center; gap: 12px; flex-shrink: 0; }
@media (min-width: 1024px) { .header__cta { display: flex; } }
.header__phone {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  font-size: 14px;
  font-weight: 600;
  color: var(--neutral-700);
  transition: color 0.2s;
}
.header__phone i { color: var(--emerald-600); }
.header__phone:hover { color: var(--emerald-700); }

.btn-cta-header {
  position: relative;
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 10px 20px;
  font-size: 14px;
  font-weight: 700;
  color: #fff;
  border-radius: 12px;
  overflow: hidden;
  transition: transform 0.3s;
  white-space: nowrap;
}
.btn-cta-header::before {
  content: '';
  position: absolute;
  inset: 0;
  background: linear-gradient(90deg, #059669, #10b981 50%, #0d9488);
}
.btn-cta-header::after {
  content: '';
  position: absolute;
  inset: 0;
  background: linear-gradient(90deg, #047857, #0f766e);
  opacity: 0;
  transition: opacity 0.3s;
}
.btn-cta-header span, .btn-cta-header i { position: relative; z-index: 1; }
.btn-cta-header:hover { transform: translateY(-2px); }
.btn-cta-header:hover::after { opacity: 1; }

.burger {
  display: flex;
  width: 40px;
  height: 40px;
  align-items: center;
  justify-content: center;
  border-radius: 8px;
  color: var(--neutral-700);
  font-size: 20px;
  transition: background 0.2s;
}
.burger:hover { background: var(--emerald-50); }
@media (min-width: 1024px) { .burger { display: none; } }

.mobile-drawer {
  display: none;
  border-top: 1px solid var(--emerald-100);
  background: #fff;
  padding: 16px;
}
.mobile-drawer.is-open { display: block; }
.mobile-drawer a {
  display: block;
  padding: 12px 16px;
  font-size: 14px;
  font-weight: 600;
  color: var(--neutral-700);
  border-radius: 8px;
}
.mobile-drawer a:hover { color: var(--emerald-700); background: var(--emerald-50); }
.mobile-drawer .mobile-phone {
  display: flex;
  align-items: center;
  gap: 8px;
  color: var(--emerald-700);
}
.mobile-drawer .mobile-cta {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  margin-top: 8px;
  padding: 12px 20px;
  color: #fff !important;
  background: linear-gradient(90deg, #059669, #0d9488);
  border-radius: 12px;
  font-weight: 700;
}
.mobile-drawer .mobile-cta:hover { background: linear-gradient(90deg, #047857, #0f766e); }

/* ============================================================
   HERO
   ============================================================ */
.hero {
  position: relative;
  min-height: 100vh;
  display: flex;
  align-items: center;
  justify-content: center;
  overflow: hidden;
  padding: 128px 0 80px;
}
@media (min-width: 1024px) { .hero { padding-top: 144px; } }

.hero__bg {
  position: absolute;
  inset: 0;
  background: linear-gradient(135deg, #064e3b 0%, #064e3b 50%, #065f46 100%);
}
.hero__bg-orb {
  position: absolute;
  inset: 0;
  background:
    radial-gradient(ellipse at top right, rgba(94,234,212,0.18), transparent 60%),
    radial-gradient(ellipse at bottom left, rgba(6,78,59,0.55), transparent 60%),
    radial-gradient(ellipse at 60% 40%, rgba(16,185,129,0.18), transparent 50%);
}
.hero__floating-1, .hero__floating-2 {
  position: absolute;
  border-radius: 9999px;
  filter: blur(48px);
  pointer-events: none;
}
.hero__floating-1 {
  top: 128px; left: 8%;
  width: 288px; height: 288px;
  background: rgba(16,185,129,0.10);
  animation: floatA 8s ease-in-out infinite;
}
.hero__floating-2 {
  bottom: 96px; right: 12%;
  width: 384px; height: 384px;
  background: rgba(20,184,166,0.10);
  animation: floatB 10s ease-in-out infinite 2s;
}
.hero__rings {
  position: absolute;
  inset: 0;
  opacity: 0.07;
  pointer-events: none;
}
.hero__ring {
  position: absolute;
  border: 1px solid var(--emerald-300);
  border-radius: 9999px;
}
.hero__ring--1 { top: 80px; left: 80px; width: 256px; height: 256px; }
.hero__ring--2 { bottom: 128px; right: 128px; width: 384px; height: 384px; }
.hero__ring--3 {
  top: 50%; left: 50%;
  transform: translate(-50%, -50%);
  width: 600px; height: 600px;
}

.hero__content {
  position: relative;
  z-index: 1;
  max-width: var(--container);
  margin: 0 auto;
  padding: 0 20px;
  width: 100%;
}
@media (min-width: 640px) { .hero__content { padding: 0 24px; } }
@media (min-width: 1024px) { .hero__content { padding: 0 32px; } }

.hero__grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 40px;
  align-items: center;
}
@media (min-width: 1024px) {
  .hero__grid { grid-template-columns: 1fr 1fr; gap: 64px; }
}

.hero__badge {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: rgba(255,255,255,0.10);
  backdrop-filter: blur(12px);
  -webkit-backdrop-filter: blur(12px);
  border: 1px solid rgba(255,255,255,0.20);
  border-radius: 9999px;
  padding: 8px 20px 8px 8px;
  margin-bottom: 28px;
}
.hero__badge-pill {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  background: linear-gradient(90deg, #34d399, #2dd4bf);
  color: #fff;
  font-size: 11px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.05em;
  border-radius: 9999px;
  padding: 4px 12px;
}
.hero__badge-dot {
  position: relative;
  display: inline-flex;
  width: 6px;
  height: 6px;
}
.hero__badge-dot::before {
  content: '';
  position: absolute;
  inset: 0;
  background: #fff;
  border-radius: 9999px;
  opacity: 0.75;
  animation: ping 1s cubic-bezier(0,0,0.2,1) infinite;
}
.hero__badge-dot::after {
  content: '';
  position: relative;
  display: block;
  width: 6px; height: 6px;
  background: #fff;
  border-radius: 9999px;
}
.hero__badge-text {
  font-size: 14px;
  font-weight: 600;
  color: rgba(255,255,255,0.9);
}

.hero__title {
  font-family: var(--font-heading);
  font-weight: 800;
  font-size: clamp(36px, 6vw, 72px);
  line-height: 1.05;
  letter-spacing: -0.02em;
  color: #fff;
  margin-bottom: 24px;
  text-wrap: balance;
}
.hero__title-accent { color: var(--emerald-300); }

.hero__lead {
  font-size: clamp(18px, 2vw, 20px);
  color: rgba(209,250,229,0.85);
  margin-bottom: 12px;
  max-width: 36rem;
  line-height: 1.6;
}
.hero__lead strong { color: #fff; font-weight: 700; }

.hero__sub {
  font-size: 14px;
  color: rgba(167,243,208,0.6);
  margin-bottom: 36px;
  max-width: 32rem;
}

.hero__trust-row {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: 12px 24px;
  margin-bottom: 36px;
}
.hero__trust-item {
  display: flex;
  align-items: center;
  gap: 6px;
  font-size: 12px;
  color: rgba(167,243,208,0.7);
  white-space: nowrap;
}
.hero__trust-item i { color: var(--emerald-300); }

.hero__mobile-cta {
  display: inline-flex;
  align-items: center;
  gap: 12px;
  padding: 16px 28px;
  font-size: 16px;
  font-weight: 700;
  color: var(--emerald-900);
  background: #fff;
  border-radius: 16px;
  transition: transform 0.3s, box-shadow 0.3s;
  margin-bottom: 24px;
  white-space: nowrap;
}
@media (min-width: 1024px) { .hero__mobile-cta { display: none; } }
.hero__mobile-cta:hover {
  transform: scale(1.03);
  box-shadow: 0 20px 40px -10px rgba(255,255,255,0.20);
}
.hero__mobile-cta-icon {
  width: 32px; height: 32px;
  background: var(--emerald-800);
  border-radius: 9999px;
  display: flex;
  align-items: center;
  justify-content: center;
  color: #fff;
  font-size: 14px;
  transition: background 0.2s;
}
.hero__mobile-cta:hover .hero__mobile-cta-icon { background: var(--emerald-700); }

.hero__avatars { display: flex; align-items: center; gap: 12px; }
.hero__avatar-stack { display: flex; }
.hero__avatar {
  width: 36px; height: 36px;
  border-radius: 9999px;
  border: 2px solid var(--emerald-900);
  display: flex;
  align-items: center;
  justify-content: center;
  color: #fff;
  font-size: 12px;
  font-weight: 700;
  margin-left: -8px;
}
.hero__avatar:first-child { margin-left: 0; }
.hero__avatar--1 { background: var(--emerald-400); }
.hero__avatar--2 { background: var(--teal-400); }
.hero__avatar--3 { background: var(--emerald-500); }
.hero__avatar--4 { background: var(--teal-500); }

.hero__rating { font-size: 12px; color: rgba(167,243,208,0.7); }
.hero__rating-stars { display: flex; align-items: center; gap: 2px; margin-bottom: 2px; }
.hero__rating-stars i { color: var(--amber-300); font-size: 14px; }
.hero__rating strong { color: #fff; font-weight: 600; }

/* ----- HERO FORM CARD ----- */
.lead-card {
  position: relative;
  background: #fff;
  border-radius: 24px;
  padding: 24px;
  box-shadow: 0 25px 50px -12px rgba(6,78,59,0.4);
  border: 1px solid rgba(209,250,229,0.5);
}
@media (min-width: 640px) { .lead-card { padding: 32px; } }

.lead-card__corner-badge {
  position: absolute;
  top: -12px; right: -12px;
  background: linear-gradient(90deg, #10b981, #14b8a6);
  color: #fff;
  font-size: 11px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.05em;
  padding: 6px 12px;
  border-radius: 9999px;
  box-shadow: var(--shadow-lg);
}
.lead-card__head { margin-bottom: 24px; }
.lead-card__head-row { display: flex; align-items: center; gap: 8px; margin-bottom: 8px; }
.lead-card__pill {
  background: var(--emerald-100);
  color: var(--emerald-700);
  font-size: 10px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.05em;
  border-radius: 9999px;
  padding: 4px 12px;
}
.lead-card__time {
  display: flex;
  align-items: center;
  gap: 4px;
  font-size: 11px;
  color: var(--neutral-500);
}
.lead-card__title {
  font-family: var(--font-heading);
  font-weight: 700;
  font-size: 24px;
  color: var(--neutral-900);
}
.lead-card__sub {
  font-size: 14px;
  color: var(--neutral-500);
  margin-top: 6px;
}
.lead-card__sub strong { color: var(--emerald-600); font-weight: 600; }

/* ----- FORM ----- */
.form { display: flex; flex-direction: column; gap: 16px; }
.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; }
@media (min-width: 640px) { .form-row { gap: 16px; } }

.form-group { display: block; }
.form-label {
  display: block;
  font-size: 14px;
  font-weight: 600;
  color: var(--neutral-700);
  margin-bottom: 6px;
}
.form-label .req { color: var(--red-500); }

.form-input {
  width: 100%;
  padding: 12px 16px;
  background: var(--neutral-50);
  border: 1px solid var(--neutral-200);
  border-radius: 12px;
  font-size: 14px;
  color: var(--neutral-900);
  transition: border-color 0.2s, box-shadow 0.2s;
}
.form-input::placeholder { color: var(--neutral-300); }
.form-input:focus {
  outline: none;
  border-color: transparent;
  box-shadow: 0 0 0 2px var(--emerald-500);
}

.amount-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 8px;
  margin-bottom: 8px;
}
@media (min-width: 640px) { .amount-grid { grid-template-columns: repeat(4, 1fr); } }

.amount-btn {
  position: relative;
  padding: 10px 8px;
  background: var(--neutral-50);
  border: 1px solid var(--neutral-200);
  border-radius: 12px;
  font-size: 14px;
  font-weight: 600;
  color: var(--neutral-600);
  transition: all 0.2s;
  white-space: nowrap;
  text-align: center;
}
.amount-btn:hover {
  border-color: var(--emerald-300);
  color: var(--emerald-700);
}
.amount-btn.is-active {
  background: var(--emerald-600);
  color: #fff;
  border-color: var(--emerald-600);
  box-shadow: 0 10px 15px -3px rgba(16,185,129,0.25), 0 0 0 2px var(--emerald-400);
}
.amount-btn__top {
  position: absolute;
  top: -6px; right: -6px;
  background: var(--amber-400);
  color: #fff;
  font-size: 8px;
  font-weight: 700;
  padding: 2px 6px;
  border-radius: 9999px;
}
.amount-btn.is-active .amount-btn__top { display: none; }

.return-card {
  background: linear-gradient(135deg, var(--emerald-50), var(--teal-100));
  border: 1px solid var(--emerald-100);
  border-radius: 12px;
  padding: 14px;
}
.return-card__row {
  display: flex;
  align-items: center;
  justify-content: space-between;
  font-size: 14px;
}
.return-card__label {
  color: var(--emerald-700);
  font-weight: 500;
  display: flex;
  align-items: center;
  gap: 6px;
}
.return-card__value {
  color: var(--emerald-800);
  font-weight: 800;
  font-size: 16px;
}
.return-card__sub {
  display: flex;
  justify-content: space-between;
  font-size: 11px;
  color: rgba(5,150,105,0.8);
  margin-top: 4px;
}

.consent {
  display: flex;
  flex-direction: column;
  gap: 12px;
  border: 1px solid var(--neutral-200);
  border-radius: 12px;
  padding: 16px;
  background: rgba(250,250,250,0.6);
}
.consent__row { display: flex; align-items: flex-start; gap: 12px; }
.consent__row input[type="checkbox"] {
  margin-top: 2px;
  width: 16px; height: 16px;
  border: 1px solid var(--neutral-300);
  border-radius: 4px;
  accent-color: var(--emerald-600);
  flex-shrink: 0;
  cursor: pointer;
}
.consent__row label {
  font-size: 12px;
  color: var(--neutral-600);
  line-height: 1.6;
  cursor: pointer;
  user-select: none;
}
.consent__row a {
  color: var(--emerald-600);
  text-decoration: underline;
  font-weight: 600;
}
.consent__row a:hover { color: var(--emerald-700); }

.alert {
  display: flex;
  align-items: center;
  gap: 8px;
  background: var(--red-50);
  border: 1px solid var(--red-200);
  border-radius: 12px;
  padding: 12px;
  font-size: 14px;
  color: var(--red-700);
}
.alert i { flex-shrink: 0; }

.btn-submit {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  width: 100%;
  padding: 16px;
  font-size: 16px;
  font-weight: 700;
  color: #fff;
  background: linear-gradient(90deg, #059669, #0d9488);
  border-radius: 12px;
  transition: all 0.3s;
  box-shadow: 0 10px 15px -3px rgba(16,185,129,0.30);
}
.btn-submit:hover:not(:disabled) {
  background: linear-gradient(90deg, #047857, #0f766e);
  transform: scale(1.02);
  box-shadow: 0 10px 25px -3px rgba(16,185,129,0.50);
}
.btn-submit:disabled { opacity: 0.6; cursor: not-allowed; }
.btn-submit i { font-size: 18px; }
.spinner {
  width: 20px; height: 20px;
  border: 2px solid rgba(255,255,255,0.30);
  border-top-color: #fff;
  border-radius: 9999px;
  animation: spin 0.8s linear infinite;
}

.security-row {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 16px;
  padding-top: 8px;
  border-top: 1px solid var(--neutral-100);
}
.security-row span {
  display: flex;
  align-items: center;
  gap: 4px;
  font-size: 10px;
  color: var(--neutral-400);
}
.security-row i { color: var(--emerald-500); }

.success {
  background: var(--emerald-50);
  border-radius: 16px;
  padding: 32px;
  text-align: center;
}
.success__icon {
  width: 64px; height: 64px;
  background: var(--emerald-100);
  border-radius: 9999px;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 16px;
  font-size: 30px;
  color: var(--emerald-600);
}
.success h3 {
  font-family: var(--font-heading);
  font-size: 18px;
  color: var(--emerald-800);
  margin-bottom: 8px;
}
.success p {
  font-size: 14px;
  color: var(--emerald-700);
  line-height: 1.6;
  margin-bottom: 16px;
}
.success a {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  color: var(--emerald-700);
  font-weight: 600;
  font-size: 14px;
}
.success a:hover { color: var(--emerald-800); }

/* ============================================================
   STATS
   ============================================================ */
.section-pad { padding: 80px 0; }
@media (min-width: 1024px) { .section-pad { padding: 96px 0; } }

.stats { background: var(--bpi-card); }
.section-head { text-align: center; margin-bottom: 56px; }
.section-eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: var(--emerald-50);
  border: 1px solid var(--emerald-200);
  border-radius: 9999px;
  padding: 8px 20px;
  margin-bottom: 24px;
}
.section-eyebrow--white { background: #fff; }
.section-eyebrow i { color: var(--emerald-600); }
.section-eyebrow span {
  font-size: 12px;
  font-weight: 700;
  color: var(--emerald-700);
  text-transform: uppercase;
  letter-spacing: 0.16em;
}
.section-title {
  font-family: var(--font-heading);
  font-weight: 700;
  font-size: clamp(28px, 4vw, 40px);
  color: var(--neutral-900);
  letter-spacing: -0.02em;
  margin-bottom: 16px;
}
.section-lead {
  font-size: clamp(16px, 1.6vw, 18px);
  color: var(--neutral-600);
  max-width: 42rem;
  margin: 0 auto 24px;
}

.stats__features {
  display: flex;
  flex-wrap: wrap;
  justify-content: center;
  gap: 8px 28px;
  margin-bottom: 16px;
}
.stats__feature {
  display: flex;
  align-items: center;
  gap: 8px;
  font-size: 14px;
  font-weight: 500;
  color: var(--neutral-700);
}
.stats__feature i { color: var(--emerald-500); }

.stats__grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 16px;
  margin-top: 48px;
}
@media (min-width: 640px) { .stats__grid { gap: 24px; } }
@media (min-width: 1024px) { .stats__grid { grid-template-columns: repeat(4, 1fr); } }

.stat-card {
  position: relative;
  background: #fff;
  border-radius: 24px;
  padding: 24px;
  text-align: center;
  box-shadow: 0 0 0 1px var(--emerald-100);
  transition: box-shadow 0.5s;
  overflow: hidden;
}
@media (min-width: 640px) { .stat-card { padding: 32px; } }
.stat-card:hover { box-shadow: 0 0 0 1px var(--emerald-300); }
.stat-card::before {
  content: '';
  position: absolute;
  top: 0; left: 0; right: 0;
  height: 4px;
  background: linear-gradient(90deg, #34d399, #10b981 50%, #14b8a6);
  border-radius: 24px 24px 0 0;
}
.stat-card__icon {
  position: relative;
  width: 56px; height: 56px;
  background: linear-gradient(135deg, var(--emerald-50), var(--teal-100));
  border: 1px solid var(--emerald-200);
  border-radius: 16px;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 16px;
  transition: transform 0.3s;
}
.stat-card:hover .stat-card__icon { transform: scale(1.1); }
.stat-card__icon i { font-size: 24px; color: var(--emerald-600); }
.stat-card__sub {
  font-size: 10px;
  font-weight: 700;
  color: rgba(5,150,105,0.7);
  text-transform: uppercase;
  letter-spacing: 0.05em;
  display: block;
  margin-bottom: 4px;
}
.stat-card__num {
  font-family: var(--font-heading);
  font-weight: 800;
  font-size: clamp(24px, 3vw, 36px);
  color: var(--emerald-700);
  letter-spacing: -0.02em;
  margin-bottom: 4px;
}
.stat-card__label {
  font-size: 13px;
  color: var(--neutral-500);
  font-weight: 500;
}

/* ============================================================
   BENEFITS
   ============================================================ */
.benefits { background: #fff; }
.benefits__grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 24px;
}
@media (min-width: 768px) { .benefits__grid { grid-template-columns: 1fr 1fr; } }
@media (min-width: 1024px) { .benefits__grid { grid-template-columns: repeat(3, 1fr); } }

.benefit {
  position: relative;
  background: #fff;
  border-radius: 24px;
  padding: 28px;
  box-shadow: 0 0 0 1px var(--emerald-100);
  transition: all 0.5s;
  overflow: hidden;
}
@media (min-width: 640px) { .benefit { padding: 32px; } }
.benefit::before {
  content: '';
  position: absolute;
  top: 0; left: 0; right: 0;
  height: 4px;
  background: linear-gradient(90deg, #34d399, #10b981 50%, #14b8a6);
  border-radius: 24px 24px 0 0;
  opacity: 0;
  transition: opacity 0.5s;
}
.benefit::after {
  content: '';
  position: absolute;
  top: -48px; right: -48px;
  width: 160px; height: 160px;
  background: linear-gradient(135deg, var(--emerald-100), var(--teal-100));
  border-radius: 9999px;
  filter: blur(32px);
  opacity: 0.5;
  transition: opacity 0.5s;
  pointer-events: none;
}
.benefit:hover {
  box-shadow: 0 0 0 1px var(--emerald-300), 0 20px 25px -5px rgba(16,185,129,0.10);
}
.benefit:hover::before, .benefit:hover::after { opacity: 0.9; }

.benefit__inner { position: relative; z-index: 1; }
.benefit__icon-wrap { position: relative; display: inline-block; margin-bottom: 24px; }
.benefit__icon-wrap::before {
  content: '';
  position: absolute;
  inset: -8px;
  background: linear-gradient(135deg, rgba(110,231,183,0.4), rgba(45,212,191,0.4));
  border-radius: 16px;
  filter: blur(16px);
  opacity: 0;
  transition: opacity 0.5s;
}
.benefit:hover .benefit__icon-wrap::before { opacity: 1; }
.benefit__icon {
  position: relative;
  width: 56px; height: 56px;
  background: linear-gradient(135deg, #10b981, #0d9488);
  border-radius: 16px;
  display: flex;
  align-items: center;
  justify-content: center;
  box-shadow: var(--shadow-md);
  transition: transform 0.5s;
}
.benefit:hover .benefit__icon {
  transform: scale(1.1) rotate(6deg);
}
.benefit__icon i { font-size: 24px; color: #fff; }
.benefit__title {
  font-family: var(--font-heading);
  font-weight: 700;
  font-size: 20px;
  color: var(--neutral-900);
  margin-bottom: 12px;
  transition: color 0.3s;
}
.benefit:hover .benefit__title { color: var(--emerald-700); }
.benefit__desc {
  font-size: 14px;
  color: var(--neutral-600);
  line-height: 1.65;
  margin-bottom: 20px;
}
.benefit__chips { display: flex; flex-wrap: wrap; gap: 8px; }
.chip {
  display: inline-flex;
  align-items: center;
  gap: 4px;
  font-size: 12px;
  font-weight: 600;
  color: var(--emerald-700);
  background: var(--emerald-50);
  border: 1px solid var(--emerald-200);
  border-radius: 9999px;
  padding: 4px 12px;
}

/* ============================================================
   COMPARISON
   ============================================================ */
.comparison { background: #fff; overflow: hidden; }
.comparison__table-wrap { display: none; overflow-x: auto; }
@media (min-width: 1024px) { .comparison__table-wrap { display: block; } }

.compare-table { width: 100%; border-collapse: collapse; }
.compare-table caption {
  position: absolute; left: -10000px; width: 1px; height: 1px; overflow: hidden;
}
.compare-table th, .compare-table td {
  padding: 16px;
  font-size: 14px;
  text-align: center;
}
.compare-table thead th {
  font-weight: 700;
}
.compare-table thead th:first-child {
  text-align: left;
  font-size: 14px;
  font-weight: 600;
  color: var(--neutral-500);
  width: 192px;
}
.compare-table thead th:not(:first-child) {
  background: var(--neutral-50);
  color: var(--neutral-700);
  border-radius: 12px 12px 0 0;
}
.compare-table thead th.is-us {
  background: linear-gradient(180deg, #059669, #047857);
  color: #fff;
}
.compare-table thead th.is-us .empfehlung {
  display: inline-block;
  margin-top: 4px;
  font-size: 10px;
  background: rgba(255,255,255,0.20);
  border-radius: 9999px;
  padding: 2px 8px;
  font-weight: 500;
}
.compare-table tbody tr:nth-child(even) { background: rgba(250,250,250,0.6); }
.compare-table tbody th {
  text-align: left;
  font-weight: 500;
  color: var(--neutral-600);
}
.compare-table tbody td {
  font-weight: 600;
  color: var(--neutral-600);
}
.compare-table tbody td.is-us {
  background: rgba(236,253,245,0.8);
  color: var(--neutral-800);
}
.compare-table tbody td.is-rate { color: var(--neutral-500); }
.compare-table tbody td.is-rate.is-us {
  color: var(--emerald-700);
  font-size: 16px;
  font-weight: 800;
}
.compare-table .icon-yes { color: var(--emerald-500); font-size: 18px; }
.compare-table .icon-no { color: var(--red-400); font-size: 18px; }

.comparison__cards { display: grid; grid-template-columns: 1fr; gap: 16px; }
@media (min-width: 640px) { .comparison__cards { grid-template-columns: 1fr 1fr; } }
@media (min-width: 1024px) { .comparison__cards { display: none; } }
.compare-card {
  background: #fff;
  border: 1px solid var(--neutral-200);
  border-radius: 16px;
  padding: 20px;
}
.compare-card.is-us {
  border-color: var(--emerald-300);
  background: linear-gradient(135deg, var(--emerald-50), #fff);
  box-shadow: 0 10px 15px -3px rgba(16,185,129,0.10);
}
.compare-card__head {
  display: flex;
  align-items: center;
  justify-content: space-between;
  margin-bottom: 16px;
}
.compare-card__name { font-weight: 700; color: var(--neutral-800); }
.compare-card.is-us .compare-card__name { color: var(--emerald-800); }
.compare-card__pill {
  font-size: 10px;
  font-weight: 700;
  background: var(--emerald-600);
  color: #fff;
  border-radius: 9999px;
  padding: 2px 8px;
}
.compare-card__rows { display: flex; flex-direction: column; gap: 10px; font-size: 14px; }
.compare-card__row {
  display: flex;
  justify-content: space-between;
}
.compare-card__row span:first-child { color: var(--neutral-500); }
.compare-card__row span:last-child {
  font-weight: 500;
  color: var(--neutral-700);
  text-align: right;
}
.compare-card.is-us .compare-card__rate {
  color: var(--emerald-700);
  font-size: 18px;
  font-weight: 700;
}

.comparison__cta { margin-top: 40px; text-align: center; }
.btn-cta-large {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 16px 32px;
  font-size: 16px;
  font-weight: 700;
  color: #fff;
  background: linear-gradient(90deg, #059669, #0d9488);
  border-radius: 16px;
  box-shadow: 0 10px 15px -3px rgba(16,185,129,0.25);
  transition: all 0.3s;
}
.btn-cta-large:hover {
  background: linear-gradient(90deg, #047857, #0f766e);
  box-shadow: 0 10px 15px -3px rgba(16,185,129,0.40);
  transform: scale(1.02);
}
.comparison__cta-note {
  font-size: 14px;
  color: var(--neutral-500);
  margin-top: 16px;
}
.comparison__cta-note strong { color: var(--emerald-700); font-weight: 700; }

/* ============================================================
   CALCULATOR
   ============================================================ */
.calculator {
  position: relative;
  background: linear-gradient(180deg, #fff, rgba(236,253,245,0.3));
  overflow: hidden;
}
.calculator__bg-1, .calculator__bg-2 {
  position: absolute;
  border-radius: 9999px;
  filter: blur(48px);
  pointer-events: none;
}
.calculator__bg-1 {
  top: 0; left: 25%;
  width: 384px; height: 384px;
  background: rgba(209,250,229,0.40);
}
.calculator__bg-2 {
  bottom: 0; right: 25%;
  width: 320px; height: 320px;
  background: rgba(204,251,241,0.30);
}

.calculator__inner {
  position: relative;
  max-width: 72rem;
  margin: 0 auto;
  padding: 0 20px;
}
@media (min-width: 640px) { .calculator__inner { padding: 0 24px; } }
@media (min-width: 1024px) { .calculator__inner { padding: 0 32px; } }

.calc-card {
  background: #fff;
  border-radius: 24px;
  padding: 24px;
  box-shadow: 0 20px 25px -5px rgba(16,185,129,0.05);
  border: 1px solid var(--emerald-100);
}
@media (min-width: 640px) { .calc-card { padding: 32px; } }
@media (min-width: 1024px) { .calc-card { padding: 40px; } }

.calc-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 32px;
}
@media (min-width: 1024px) { .calc-grid { grid-template-columns: 1fr 1fr; gap: 40px; } }

.calc-controls { display: flex; flex-direction: column; gap: 28px; }
.calc-section__label {
  display: block;
  font-size: 14px;
  font-weight: 700;
  color: var(--neutral-800);
  margin-bottom: 12px;
}
.calc-amount-row { display: flex; align-items: center; gap: 12px; margin-bottom: 16px; }
.calc-amount-display {
  font-family: var(--font-heading);
  font-weight: 700;
  font-size: 24px;
  color: var(--emerald-700);
  white-space: nowrap;
}
.calc-range {
  flex: 1;
  height: 8px;
  background: var(--emerald-100);
  border-radius: 9999px;
  appearance: none;
  cursor: pointer;
  accent-color: var(--emerald-600);
}
.calc-range::-webkit-slider-thumb {
  appearance: none;
  width: 20px; height: 20px;
  background: var(--emerald-600);
  border-radius: 9999px;
  cursor: pointer;
  border: 2px solid #fff;
  box-shadow: var(--shadow-md);
}
.calc-range::-moz-range-thumb {
  width: 20px; height: 20px;
  background: var(--emerald-600);
  border-radius: 9999px;
  cursor: pointer;
  border: 2px solid #fff;
  box-shadow: var(--shadow-md);
}

.calc-presets { display: flex; flex-wrap: wrap; gap: 8px; }
.calc-preset {
  padding: 6px 12px;
  background: var(--neutral-100);
  border-radius: 8px;
  font-size: 12px;
  font-weight: 600;
  color: var(--neutral-600);
  transition: all 0.2s;
}
.calc-preset:hover { background: var(--emerald-50); color: var(--emerald-700); }
.calc-preset.is-active {
  background: var(--emerald-600);
  color: #fff;
  box-shadow: var(--shadow-md);
}

.calc-durations {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 8px;
}
@media (min-width: 640px) { .calc-durations { grid-template-columns: repeat(4, 1fr); } }
@media (min-width: 1024px) { .calc-durations { grid-template-columns: repeat(7, 1fr); } }

.calc-duration {
  padding: 10px 8px;
  background: var(--neutral-50);
  border: 1px solid var(--neutral-200);
  border-radius: 12px;
  text-align: center;
  font-size: 12px;
  font-weight: 600;
  color: var(--neutral-600);
  transition: all 0.2s;
}
.calc-duration:hover { border-color: var(--emerald-300); color: var(--emerald-700); }
.calc-duration.is-active {
  background: var(--emerald-600);
  color: #fff;
  border-color: var(--emerald-600);
  box-shadow: 0 4px 6px -1px rgba(16,185,129,0.20), 0 0 0 2px var(--emerald-400);
}
.calc-duration__num { font-size: 14px; font-weight: 700; }
.calc-duration__sub { font-size: 9px; opacity: 0.7; }

.calc-rate-info {
  font-size: 12px;
  color: var(--neutral-500);
  margin-top: 12px;
}

.calc-result {
  background: linear-gradient(135deg, var(--emerald-50), var(--teal-100));
  border: 1px solid var(--emerald-100);
  border-radius: 16px;
  padding: 24px;
}
@media (min-width: 640px) { .calc-result { padding: 32px; } }

.calc-result__head { text-align: center; margin-bottom: 24px; }
.calc-result__label {
  font-size: 14px;
  color: var(--emerald-600);
  font-weight: 500;
  margin-bottom: 4px;
}
.calc-result__big {
  font-family: var(--font-heading);
  font-weight: 800;
  font-size: clamp(36px, 5vw, 48px);
  color: var(--emerald-800);
  line-height: 1;
}
.calc-result__rate {
  font-size: 14px;
  color: var(--emerald-600);
  margin-top: 4px;
}

.calc-result__rows { display: flex; flex-direction: column; gap: 12px; }
.calc-result__row {
  display: flex;
  justify-content: space-between;
  align-items: center;
  font-size: 14px;
}
.calc-result__row-label { color: var(--neutral-500); }
.calc-result__row-value { font-weight: 600; color: var(--neutral-800); }
.calc-result__row-value--em { color: var(--emerald-700); }
.calc-result__hr { height: 1px; background: var(--emerald-200); }
.calc-result__total {
  display: flex;
  justify-content: space-between;
  align-items: center;
  font-size: 16px;
  font-weight: 700;
}
.calc-result__total-label { color: var(--neutral-800); }
.calc-result__total-value { color: var(--emerald-800); }

.calc-cta {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  margin-top: 24px;
  padding: 14px 24px;
  width: 100%;
  font-size: 14px;
  font-weight: 700;
  color: #fff;
  background: linear-gradient(90deg, #059669, #0d9488);
  border-radius: 12px;
  box-shadow: 0 10px 15px -3px rgba(16,185,129,0.20);
  transition: all 0.3s;
}
.calc-cta:hover {
  background: linear-gradient(90deg, #047857, #0f766e);
  transform: scale(1.02);
}
.calc-fineprint {
  font-size: 10px;
  color: var(--neutral-400);
  text-align: center;
  margin-top: 12px;
}

/* ============================================================
   TRUST
   ============================================================ */
.trust { background: linear-gradient(180deg, rgba(236,253,245,0.4), #fff); }
.trust__grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 20px;
}
@media (min-width: 640px) { .trust__grid { gap: 24px; } }
@media (min-width: 768px) { .trust__grid { grid-template-columns: 1fr 1fr; } }
@media (min-width: 1024px) { .trust__grid { grid-template-columns: repeat(3, 1fr); } }

.trust-card {
  position: relative;
  display: block;
  background: #fff;
  border-radius: 24px;
  padding: 28px;
  box-shadow: 0 0 0 1px var(--emerald-100);
  transition: all 0.5s;
  overflow: hidden;
  height: 100%;
}
@media (min-width: 640px) { .trust-card { padding: 32px; } }
.trust-card::before {
  content: '';
  position: absolute;
  top: -48px; right: -48px;
  width: 160px; height: 160px;
  background: linear-gradient(135deg, var(--emerald-100), var(--teal-100));
  border-radius: 9999px;
  filter: blur(32px);
  opacity: 0.5;
  transition: opacity 0.5s;
  pointer-events: none;
}
.trust-card:hover {
  box-shadow: 0 0 0 1px var(--emerald-300), 0 20px 25px -5px rgba(16,185,129,0.10);
}
.trust-card:hover::before { opacity: 0.9; }

.trust-card__title {
  display: flex;
  align-items: center;
  gap: 8px;
  font-family: var(--font-heading);
  font-weight: 700;
  font-size: 18px;
  color: var(--neutral-900);
  margin-bottom: 8px;
  transition: color 0.3s;
}
.trust-card:hover .trust-card__title { color: var(--emerald-700); }
.trust-card__title .ext {
  font-size: 14px;
  color: var(--emerald-500);
  opacity: 0.6;
}
.trust-card__desc {
  font-size: 14px;
  font-weight: 600;
  color: var(--neutral-700);
  margin-bottom: 4px;
}
.trust-card__sub { font-size: 12px; color: var(--neutral-500); }

/* ============================================================
   TESTIMONIALS
   ============================================================ */
.testimonials { background: linear-gradient(180deg, #fff, rgba(236,253,245,0.3)); }
.testimonials__grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 20px;
}
@media (min-width: 640px) { .testimonials__grid { gap: 24px; } }
@media (min-width: 768px) { .testimonials__grid { grid-template-columns: 1fr 1fr; } }
@media (min-width: 1024px) { .testimonials__grid { grid-template-columns: repeat(3, 1fr); } }

.testimonial {
  position: relative;
  background: #fff;
  border-radius: 24px;
  padding: 28px;
  box-shadow: 0 0 0 1px var(--emerald-100);
  transition: all 0.5s;
  overflow: hidden;
}
@media (min-width: 640px) { .testimonial { padding: 32px; } }
.testimonial::before {
  content: '';
  position: absolute;
  top: 0; left: 0; right: 0;
  height: 4px;
  background: linear-gradient(90deg, #34d399, #10b981 50%, #14b8a6);
  border-radius: 24px 24px 0 0;
  opacity: 0;
  transition: opacity 0.5s;
}
.testimonial::after {
  content: '';
  position: absolute;
  top: -64px; right: -64px;
  width: 176px; height: 176px;
  background: linear-gradient(135deg, var(--emerald-100), var(--teal-100));
  border-radius: 9999px;
  filter: blur(32px);
  opacity: 0.5;
  transition: opacity 0.5s;
  pointer-events: none;
}
.testimonial:hover {
  box-shadow: 0 0 0 1px var(--emerald-300), 0 20px 25px -5px rgba(16,185,129,0.10);
}
.testimonial:hover::before, .testimonial:hover::after { opacity: 0.9; }

.testimonial__inner { position: relative; z-index: 1; }
.testimonial__head {
  display: flex;
  align-items: center;
  justify-content: space-between;
  margin-bottom: 12px;
}
.testimonial__quote-icon {
  font-size: 30px;
  color: rgba(16,185,129,0.4);
}
.testimonial__amount {
  font-size: 10px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.05em;
  color: var(--emerald-700);
  background: var(--emerald-50);
  border: 1px solid var(--emerald-200);
  border-radius: 9999px;
  padding: 4px 10px;
}
.testimonial__stars { display: flex; gap: 2px; margin-bottom: 16px; color: var(--amber-400); }
.testimonial__text {
  font-size: 14px;
  color: var(--neutral-700);
  line-height: 1.65;
  margin-bottom: 20px;
}
.testimonial__caption {
  display: flex;
  align-items: center;
  gap: 12px;
  padding-top: 16px;
  border-top: 1px solid var(--emerald-100);
}
.testimonial__avatar {
  width: 44px; height: 44px;
  background: linear-gradient(135deg, #10b981, #0d9488);
  border-radius: 16px;
  display: flex;
  align-items: center;
  justify-content: center;
  color: #fff;
  font-weight: 800;
  font-size: 12px;
  box-shadow: var(--shadow-md);
}
.testimonial__name { font-weight: 700; color: var(--neutral-900); font-size: 14px; }
.testimonial__role { font-size: 12px; color: var(--neutral-500); }

/* ============================================================
   FAQ
   ============================================================ */
.faq { background: #fff; }
.faq__list { display: flex; flex-direction: column; gap: 12px; }
.faq__item {
  background: #fff;
  border-radius: 16px;
  box-shadow: 0 0 0 1px var(--emerald-100);
  overflow: hidden;
  transition: box-shadow 0.3s;
}
.faq__item:hover { box-shadow: 0 0 0 1px var(--emerald-200); }
.faq__btn {
  width: 100%;
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 20px 24px;
  text-align: left;
  cursor: pointer;
}
.faq__btn:focus-visible { background: rgba(236,253,245,0.5); }
.faq__q {
  font-family: var(--font-heading);
  font-weight: 700;
  font-size: 16px;
  color: var(--neutral-900);
  padding-right: 16px;
}
.faq__chevron {
  width: 32px; height: 32px;
  border-radius: 9999px;
  background: var(--emerald-50);
  color: var(--emerald-600);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  font-size: 18px;
  transition: all 0.3s;
}
.faq__item.is-open .faq__chevron {
  background: var(--emerald-500);
  color: #fff;
  transform: rotate(180deg);
}
.faq__panel {
  display: grid;
  grid-template-rows: 0fr;
  transition: grid-template-rows 0.3s ease;
}
.faq__item.is-open .faq__panel { grid-template-rows: 1fr; }
.faq__panel-inner {
  overflow: hidden;
  font-size: 14px;
  color: var(--neutral-600);
  line-height: 1.65;
}
.faq__panel-inner > div { padding: 0 24px 24px; }

.faq__contact {
  margin-top: 40px;
  text-align: center;
  background: rgba(236,253,245,0.5);
  border: 1px solid var(--emerald-100);
  border-radius: 16px;
  padding: 24px;
}
.faq__contact p { font-size: 14px; color: var(--neutral-600); margin-bottom: 16px; }
.faq__contact-actions {
  display: flex;
  flex-direction: column;
  gap: 12px;
  justify-content: center;
}
@media (min-width: 640px) { .faq__contact-actions { flex-direction: row; } }
.btn-secondary {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  padding: 10px 20px;
  background: #fff;
  border: 1px solid var(--emerald-200);
  color: var(--emerald-700);
  font-weight: 600;
  font-size: 14px;
  border-radius: 12px;
  transition: background 0.2s;
}
.btn-secondary:hover { background: var(--emerald-50); }
.btn-primary {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  padding: 10px 20px;
  background: var(--emerald-600);
  color: #fff;
  font-weight: 600;
  font-size: 14px;
  border-radius: 12px;
  transition: background 0.2s;
}
.btn-primary:hover { background: var(--emerald-700); }

/* ============================================================
   CTA SECTION
   ============================================================ */
.cta {
  position: relative;
  overflow: hidden;
}
.cta__bg {
  position: absolute;
  inset: 0;
  background: linear-gradient(135deg, #064e3b, #064e3b 50%, #065f46);
}
.cta__bg-orb {
  position: absolute;
  inset: 0;
  background: radial-gradient(ellipse at top left, rgba(94,234,212,0.22), transparent 60%);
}
.cta__grid-pattern {
  position: absolute;
  inset: 0;
  opacity: 0.05;
  background-image:
    linear-gradient(rgba(255,255,255,0.10) 1px, transparent 1px),
    linear-gradient(90deg, rgba(255,255,255,0.10) 1px, transparent 1px);
  background-size: 60px 60px;
}
.cta__inner {
  position: relative;
  z-index: 1;
  max-width: var(--container);
  margin: 0 auto;
  padding: 0 20px;
}
@media (min-width: 640px) { .cta__inner { padding: 0 24px; } }
@media (min-width: 1024px) { .cta__inner { padding: 0 32px; } }

.cta__grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 48px;
  align-items: center;
}
@media (min-width: 1024px) { .cta__grid { grid-template-columns: 1fr 1fr; } }

.cta__eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  background: rgba(16,185,129,0.20);
  color: rgba(167,243,208,1);
  font-size: 11px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.05em;
  border-radius: 9999px;
  padding: 6px 12px;
  margin-bottom: 24px;
}
.cta__title {
  font-family: var(--font-heading);
  font-weight: 800;
  font-size: clamp(28px, 4vw, 48px);
  line-height: 1.15;
  letter-spacing: -0.02em;
  color: #fff;
  margin-bottom: 20px;
}
.cta__title-em { color: var(--emerald-300); }
.cta__lead {
  font-size: clamp(16px, 1.6vw, 18px);
  color: rgba(209,250,229,0.8);
  margin-bottom: 32px;
  max-width: 36rem;
  line-height: 1.65;
}
.cta__lead strong { color: #fff; }

.cta__buttons {
  display: flex;
  flex-direction: column;
  gap: 12px;
}
@media (min-width: 640px) { .cta__buttons { flex-direction: row; } }

.cta__btn-primary {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 12px;
  padding: 16px 28px;
  background: #fff;
  color: var(--emerald-900);
  font-weight: 700;
  border-radius: 16px;
  white-space: nowrap;
  box-shadow: 0 20px 25px -5px rgba(6,78,59,0.20);
  transition: transform 0.3s;
}
.cta__btn-primary:hover { transform: scale(1.03); }
.cta__btn-primary-arrow {
  width: 32px; height: 32px;
  background: var(--emerald-800);
  border-radius: 9999px;
  display: flex;
  align-items: center;
  justify-content: center;
  color: #fff;
  font-size: 14px;
  transition: background 0.2s;
}
.cta__btn-primary:hover .cta__btn-primary-arrow { background: var(--emerald-700); }

.cta__btn-secondary {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  padding: 16px 24px;
  color: #fff;
  font-weight: 600;
  border-radius: 16px;
  border: 1px solid rgba(255,255,255,0.30);
  transition: background 0.3s;
  white-space: nowrap;
}
.cta__btn-secondary:hover { background: rgba(255,255,255,0.10); }

.cta__trust {
  font-size: 12px;
  color: rgba(167,243,208,0.6);
  margin-top: 20px;
  display: flex;
  flex-wrap: wrap;
  gap: 4px 16px;
}
.cta__trust span { display: flex; align-items: center; gap: 4px; }

.cta__stats {
  display: none;
  grid-template-columns: 1fr 1fr;
  gap: 16px;
}
@media (min-width: 1024px) { .cta__stats { display: grid; } }
.cta__stat {
  background: rgba(255,255,255,0.10);
  backdrop-filter: blur(4px);
  -webkit-backdrop-filter: blur(4px);
  border: 1px solid rgba(255,255,255,0.15);
  border-radius: 16px;
  padding: 24px;
}
.cta__stat-value {
  font-family: var(--font-heading);
  font-weight: 800;
  font-size: 36px;
  color: #fff;
  margin-bottom: 4px;
}
.cta__stat-label {
  font-size: 14px;
  color: rgba(167,243,208,0.7);
}

/* ============================================================
   FOOTER
   ============================================================ */
.footer {
  position: relative;
  background: linear-gradient(180deg, rgba(236,253,245,0.4), #fff 50%, rgba(236,253,245,0.6));
  border-top: 1px solid var(--emerald-100);
  overflow: hidden;
}
.footer__bg {
  position: absolute;
  inset: 0;
  pointer-events: none;
  opacity: 0.7;
}
.footer__bg::before, .footer__bg::after {
  content: '';
  position: absolute;
  border-radius: 9999px;
  filter: blur(48px);
}
.footer__bg::before {
  top: -80px; left: -80px;
  width: 384px; height: 384px;
  background: rgba(167,243,208,0.4);
}
.footer__bg::after {
  bottom: -80px; right: -80px;
  width: 28rem; height: 28rem;
  background: rgba(204,251,241,0.4);
}

.footer__inner {
  position: relative;
  max-width: var(--container);
  margin: 0 auto;
  padding: 64px 20px;
}
@media (min-width: 640px) { .footer__inner { padding: 64px 24px; } }
@media (min-width: 1024px) { .footer__inner { padding: 80px 32px; } }

.footer__grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 40px;
  margin-bottom: 56px;
}
@media (min-width: 768px) { .footer__grid { grid-template-columns: 1fr 1fr; } }
@media (min-width: 1024px) { .footer__grid { grid-template-columns: repeat(4, 1fr); gap: 48px; } }

.footer__brand-logo {
  display: flex;
  align-items: center;
  gap: 12px;
  margin-bottom: 24px;
}
.footer__brand-icon-wrap { position: relative; }
.footer__brand-icon-wrap::before {
  content: '';
  position: absolute;
  inset: -4px;
  background: linear-gradient(135deg, #34d399, #14b8a6);
  border-radius: 16px;
  filter: blur(12px);
  opacity: 0.4;
}
.footer__brand-icon {
  position: relative;
  width: 56px; height: 56px;
  background: linear-gradient(135deg, #10b981, #059669 50%, #0d9488);
  border-radius: 16px;
  display: flex;
  align-items: center;
  justify-content: center;
  color: #fff;
  font-weight: 800;
  font-size: 16px;
  letter-spacing: -0.05em;
  box-shadow: 0 10px 15px -3px rgba(16,185,129,0.25);
}
.footer__brand-text { display: flex; flex-direction: column; line-height: 1.2; }
.footer__brand-title {
  font-family: var(--font-heading);
  font-weight: 700;
  font-size: 20px;
  color: var(--neutral-900);
  letter-spacing: -0.02em;
}
.footer__brand-sub {
  font-size: 12px;
  color: var(--emerald-600);
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.18em;
}
.footer__brand-desc {
  font-size: 14px;
  color: var(--neutral-600);
  line-height: 1.65;
  margin-bottom: 24px;
}
.footer__socials { display: flex; align-items: center; gap: 12px; }
.footer__social {
  width: 40px; height: 40px;
  background: #fff;
  box-shadow: 0 0 0 1px var(--emerald-100);
  border-radius: 12px;
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--emerald-700);
  transition: all 0.2s;
}
.footer__social:hover {
  box-shadow: 0 0 0 1px var(--emerald-300);
  background: var(--emerald-50);
}

.footer__heading {
  display: flex;
  align-items: center;
  gap: 8px;
  font-family: var(--font-heading);
  font-weight: 700;
  font-size: 14px;
  color: var(--emerald-700);
  text-transform: uppercase;
  letter-spacing: 0.14em;
  margin-bottom: 20px;
}
.footer__nav-list { display: flex; flex-direction: column; gap: 10px; }
.footer__nav-link {
  display: flex;
  align-items: center;
  gap: 12px;
  font-size: 14px;
  color: var(--neutral-600);
  font-weight: 500;
  transition: color 0.3s;
}
.footer__nav-link:hover { color: var(--emerald-700); }
.footer__nav-bullet {
  width: 28px; height: 28px;
  background: var(--emerald-50);
  border-radius: 8px;
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--emerald-600);
  font-size: 12px;
  transition: background 0.2s;
}
.footer__nav-link:hover .footer__nav-bullet { background: var(--emerald-100); }

.footer__contact-list, .footer__trust-list {
  display: flex;
  flex-direction: column;
  gap: 12px;
}
.footer__contact-item {
  display: flex;
  align-items: flex-start;
  gap: 12px;
  background: #fff;
  border-radius: 16px;
  padding: 12px;
  box-shadow: 0 0 0 1px var(--emerald-100);
  transition: box-shadow 0.3s;
}
.footer__contact-item:hover { box-shadow: 0 0 0 1px var(--emerald-300); }
.footer__contact-icon {
  width: 40px; height: 40px;
  background: var(--emerald-100);
  border-radius: 12px;
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--emerald-700);
  flex-shrink: 0;
}
.footer__contact-label {
  font-size: 12px;
  font-weight: 600;
  color: var(--neutral-800);
  margin-bottom: 2px;
}
.footer__contact-val {
  font-size: 12px;
  color: var(--neutral-500);
  line-height: 1.5;
}

.footer__trust-card {
  display: flex;
  align-items: center;
  gap: 12px;
  background: #fff;
  border-radius: 16px;
  padding: 12px;
  box-shadow: 0 0 0 1px var(--emerald-100);
  transition: box-shadow 0.3s;
}
.footer__trust-card[href]:hover { box-shadow: 0 0 0 1px var(--emerald-300); }
.footer__trust-card-icon {
  width: 40px; height: 40px;
  background: linear-gradient(135deg, var(--emerald-100), var(--teal-100));
  border-radius: 12px;
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--emerald-700);
  font-size: 18px;
  flex-shrink: 0;
}
.footer__trust-card-label {
  font-size: 10px;
  color: var(--neutral-500);
  font-weight: 500;
  margin-bottom: 2px;
}
.footer__trust-card-val {
  font-size: 12px;
  color: var(--neutral-900);
  font-weight: 700;
}

.footer__bottom { border-top: 1px solid var(--emerald-100); padding-top: 32px; }
.footer__bottom-inner {
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
}
@media (min-width: 1024px) { .footer__bottom-inner { flex-direction: row; } }
.footer__legal {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 16px;
  font-size: 14px;
}
@media (min-width: 768px) { .footer__legal { flex-direction: row; gap: 24px; } }
.footer__legal p, .footer__legal a { color: var(--neutral-500); }
.footer__legal-links { display: flex; gap: 20px; }
.footer__legal a:hover { color: var(--emerald-700); transition: color 0.3s; }
.footer__bafin {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-size: 12px;
  color: var(--neutral-500);
  white-space: nowrap;
  text-align: center;
}
.footer__bafin-dot {
  width: 6px; height: 6px;
  border-radius: 9999px;
  background: var(--emerald-500);
  animation: pulseSoft 2s ease-in-out infinite;
}
.footer__risk {
  margin-top: 32px;
  padding-top: 24px;
  border-top: 1px solid rgba(209,250,229,0.6);
}
.footer__risk p {
  font-size: 11px;
  color: var(--neutral-500);
  line-height: 1.65;
  text-align: center;
  max-width: 64rem;
  margin: 0 auto;
}
.footer__risk strong { color: var(--neutral-700); }

/* ============================================================
   COOKIE BANNER
   ============================================================ */
.cookie-banner {
  position: fixed;
  inset-inline: 0;
  bottom: 0;
  z-index: 80;
  padding: 12px;
  pointer-events: none;
  transform: translateY(100%);
  opacity: 0;
  transition: transform 0.4s cubic-bezier(0.22,1,0.36,1), opacity 0.4s;
}
@media (min-width: 640px) { .cookie-banner { padding: 20px; } }
.cookie-banner.is-open {
  pointer-events: auto;
  transform: translateY(0);
  opacity: 1;
}
.cookie-banner__card {
  pointer-events: auto;
  max-width: 64rem;
  margin: 0 auto;
  background: #fff;
  border-radius: 16px;
  box-shadow: 0 25px 50px -12px rgba(6,78,59,0.20);
  border: 1px solid var(--emerald-100);
  overflow: hidden;
}
.cookie-banner__inner { padding: 20px; }
@media (min-width: 640px) { .cookie-banner__inner { padding: 24px; } }
.cookie-banner__head {
  display: flex;
  align-items: flex-start;
  gap: 16px;
  margin-bottom: 16px;
}
.cookie-banner__icon {
  width: 44px; height: 44px;
  background: linear-gradient(135deg, #10b981, #0d9488);
  border-radius: 12px;
  display: flex;
  align-items: center;
  justify-content: center;
  color: #fff;
  font-size: 20px;
  flex-shrink: 0;
  box-shadow: 0 4px 6px -1px rgba(16,185,129,0.25);
}
.cookie-banner__title {
  font-family: var(--font-heading);
  font-weight: 700;
  font-size: 16px;
  color: var(--neutral-900);
  margin-bottom: 4px;
}
@media (min-width: 640px) { .cookie-banner__title { font-size: 18px; } }
.cookie-banner__desc {
  font-size: 12px;
  color: var(--neutral-600);
  line-height: 1.65;
}
@media (min-width: 640px) { .cookie-banner__desc { font-size: 14px; } }
.cookie-banner__desc a { color: var(--emerald-700); text-decoration: underline; font-weight: 600; }
.cookie-banner__desc a:hover { color: var(--emerald-800); }

.cookie-details {
  display: none;
  flex-direction: column;
  gap: 12px;
  margin-bottom: 16px;
  padding: 16px 0;
  border-top: 1px solid var(--neutral-100);
  border-bottom: 1px solid var(--neutral-100);
}
.cookie-banner.show-details .cookie-details { display: flex; }
.cookie-detail {
  display: flex;
  align-items: flex-start;
  gap: 12px;
  padding: 12px;
  background: var(--neutral-50);
  border-radius: 12px;
}
.cookie-detail input[type="checkbox"] {
  margin-top: 2px;
  width: 16px; height: 16px;
  accent-color: var(--emerald-600);
}
.cookie-detail input[disabled] { cursor: not-allowed; }
.cookie-detail label { flex: 1; font-size: 12px; cursor: pointer; }
.cookie-detail label > strong {
  display: block;
  color: var(--neutral-800);
  font-weight: 700;
  margin-bottom: 2px;
}
.cookie-detail label > strong span {
  font-size: 10px;
  font-weight: 400;
  color: var(--neutral-500);
  margin-left: 4px;
}
.cookie-detail label > p { color: var(--neutral-500); }

.cookie-banner__actions {
  display: flex;
  flex-direction: column;
  gap: 8px;
}
@media (min-width: 640px) { .cookie-banner__actions { flex-direction: row; } }
.cookie-btn { flex: 1; padding: 10px 16px; font-size: 14px; font-weight: 700; border-radius: 12px; transition: all 0.2s; }
.cookie-btn--accept {
  color: #fff;
  background: linear-gradient(90deg, #059669, #0d9488);
  box-shadow: 0 4px 6px -1px rgba(16,185,129,0.20);
}
.cookie-btn--accept:hover { background: linear-gradient(90deg, #047857, #0f766e); }
.cookie-btn--settings {
  color: var(--emerald-700);
  background: #fff;
  border: 1px solid var(--emerald-300);
}
.cookie-btn--settings:hover { background: var(--emerald-50); }
.cookie-btn--reject {
  color: var(--neutral-600);
  background: var(--neutral-100);
  font-weight: 600;
}
.cookie-btn--reject:hover { background: var(--neutral-200); }

/* ============================================================
   STICKY MOBILE CTA
   ============================================================ */
.sticky-mobile {
  display: block;
  position: fixed;
  inset-inline: 0;
  bottom: 0;
  z-index: 55;
  background: #fff;
  border-top: 1px solid var(--emerald-100);
  box-shadow: 0 -8px 30px -12px rgba(16,185,129,0.25);
  transform: translateY(100%);
  opacity: 0;
  transition: transform 0.35s cubic-bezier(0.22,1,0.36,1), opacity 0.35s;
}
@media (min-width: 1024px) { .sticky-mobile { display: none; } }
.sticky-mobile.is-visible {
  transform: translateY(0);
  opacity: 1;
}
.sticky-mobile__inner {
  display: flex;
  align-items: center;
  gap: 8px;
  padding: 12px;
}
.sticky-mobile__phone {
  display: flex;
  align-items: center;
  justify-content: center;
  width: 48px; height: 48px;
  background: var(--emerald-50);
  box-shadow: inset 0 0 0 1px var(--emerald-200);
  border-radius: 12px;
  color: var(--emerald-700);
  font-size: 18px;
  flex-shrink: 0;
  transition: background 0.2s;
}
.sticky-mobile__phone:hover { background: var(--emerald-100); }
.sticky-mobile__cta {
  flex: 1;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  height: 48px;
  padding: 0 16px;
  font-size: 14px;
  font-weight: 700;
  color: #fff;
  background: linear-gradient(90deg, #059669, #0d9488);
  border-radius: 12px;
  box-shadow: 0 4px 6px -1px rgba(16,185,129,0.25);
}

/* ============================================================
   LEGAL PAGES (Datenschutz, Impressum)
   ============================================================ */
.legal {
  padding: 128px 0 80px;
}
@media (min-width: 1024px) { .legal { padding: 160px 0 80px; } }
.legal__head { margin-bottom: 40px; }
.legal__eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: var(--emerald-50);
  border: 1px solid var(--emerald-200);
  border-radius: 9999px;
  padding: 6px 16px;
  margin-bottom: 16px;
}
.legal__eyebrow i { color: var(--emerald-600); }
.legal__eyebrow span {
  font-size: 12px;
  font-weight: 700;
  color: var(--emerald-700);
  text-transform: uppercase;
  letter-spacing: 0.14em;
}
.legal__title {
  font-family: var(--font-heading);
  font-weight: 800;
  font-size: clamp(28px, 4vw, 40px);
  color: var(--neutral-900);
  margin-bottom: 12px;
}
.legal__subtitle {
  font-size: 14px;
  color: var(--neutral-500);
}
.legal__article {
  background: #fff;
  border-radius: 24px;
  box-shadow: 0 0 0 1px var(--emerald-100), var(--shadow-card);
  padding: 28px;
  font-size: 14px;
  color: var(--neutral-700);
  line-height: 1.65;
}
@media (min-width: 640px) { .legal__article { padding: 40px; } }
.legal__article > section + section { margin-top: 32px; }
.legal__article h2 {
  font-family: var(--font-heading);
  font-weight: 700;
  font-size: 20px;
  color: var(--emerald-800);
  margin-bottom: 12px;
}
.legal__article h3 {
  font-weight: 600;
  color: var(--neutral-900);
  font-size: 14px;
  margin: 16px 0 4px;
}
.legal__article h3:first-child { margin-top: 0; }
.legal__article p { margin-bottom: 8px; }
.legal__article p:last-child { margin-bottom: 0; }
.legal__article p + p { margin-top: 8px; }
.legal__article ul {
  list-style: disc;
  margin: 8px 0 0 24px;
}
.legal__article ul li { margin-top: 4px; }
.legal__article a {
  color: var(--emerald-700);
  text-decoration: underline;
}
.legal__article a:hover { color: var(--emerald-800); }
.legal__highlight {
  background: rgba(236,253,245,0.6);
  border-radius: 12px;
  padding: 16px;
  font-style: normal;
}
.legal__highlight p { margin: 0; }
.legal__highlight p + p { margin-top: 4px; }
.legal__cta {
  background: linear-gradient(135deg, var(--emerald-50), var(--teal-100));
  border: 1px solid var(--emerald-100);
  border-radius: 16px;
  padding: 24px;
  margin-top: 32px;
}
.legal__cta h3 {
  font-family: var(--font-heading);
  font-weight: 700;
  font-size: 18px;
  color: var(--emerald-800);
  margin-bottom: 8px;
}

/* ============================================================
   404
   ============================================================ */
.notfound {
  position: relative;
  min-height: 100vh;
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  text-align: center;
  padding: 0 16px;
  background: linear-gradient(135deg, var(--emerald-50), #fff 50%, var(--teal-100));
  overflow: hidden;
}
.notfound__dots {
  position: absolute;
  inset: 0;
  background-image: radial-gradient(rgba(16,185,129,0.22) 1px, transparent 1px);
  background-size: 20px 20px;
  opacity: 0.3;
  -webkit-mask-image: radial-gradient(ellipse at center, black 0%, transparent 70%);
  mask-image: radial-gradient(ellipse at center, black 0%, transparent 70%);
}
.notfound__inner {
  position: relative;
  max-width: 36rem;
  margin: 0 auto;
}
.notfound__icon {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 80px; height: 80px;
  background: linear-gradient(135deg, #10b981, #0d9488);
  border-radius: 24px;
  box-shadow: 0 20px 25px -5px rgba(16,185,129,0.30);
  margin-bottom: 24px;
}
.notfound__icon i { font-size: 32px; color: #fff; }
.notfound__big {
  font-family: var(--font-heading);
  font-weight: 800;
  font-size: clamp(72px, 12vw, 128px);
  margin-bottom: 8px;
  background: linear-gradient(135deg, #10b981 0%, #0d9488 100%);
  -webkit-background-clip: text;
  background-clip: text;
  -webkit-text-fill-color: transparent;
  color: transparent;
}
.notfound__title {
  font-family: var(--font-heading);
  font-weight: 700;
  font-size: clamp(22px, 3vw, 30px);
  color: var(--neutral-900);
  margin-bottom: 12px;
}
.notfound__desc { font-size: 16px; color: var(--neutral-600); margin-bottom: 8px; }
.notfound__desc code {
  font-size: 12px;
  padding: 2px 8px;
  background: var(--emerald-50);
  color: var(--emerald-700);
  border-radius: 4px;
}
.notfound__sub { font-size: 14px; color: var(--neutral-500); margin-bottom: 32px; }
.notfound__actions {
  display: flex;
  flex-direction: column;
  gap: 12px;
  justify-content: center;
}
@media (min-width: 640px) { .notfound__actions { flex-direction: row; } }
.notfound__btn-primary {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  padding: 12px 24px;
  background: linear-gradient(90deg, #059669, #0d9488);
  color: #fff;
  font-weight: 700;
  border-radius: 12px;
  transition: box-shadow 0.3s;
}
.notfound__btn-primary:hover {
  box-shadow: 0 20px 25px -5px rgba(16,185,129,0.30);
}
.notfound__btn-secondary {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  padding: 12px 24px;
  background: #fff;
  color: var(--emerald-700);
  font-weight: 600;
  border: 1px solid var(--emerald-200);
  border-radius: 12px;
  transition: background 0.2s;
}
.notfound__btn-secondary:hover { background: var(--emerald-50); }

/* ============================================================
   SKIP LINK (a11y)
   ============================================================ */
.skip-link {
  position: absolute;
  top: -100px;
  left: 16px;
  z-index: 100;
  padding: 12px 20px;
  background: var(--emerald-700);
  color: #fff;
  font-weight: 700;
  border-radius: 8px;
  text-decoration: none;
  transition: top 0.2s;
}
.skip-link:focus { top: 16px; }

/* ============================================================
   ZIELGRUPPEN (Target Groups)
   ============================================================ */
.target-groups { background: #fff; }
.target-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 20px;
}
@media (min-width: 640px) { .target-grid { grid-template-columns: 1fr 1fr; gap: 24px; } }
@media (min-width: 1024px) { .target-grid { grid-template-columns: repeat(4, 1fr); } }
.target-card {
  background: linear-gradient(135deg, var(--emerald-50), #fff);
  border: 1px solid var(--emerald-100);
  border-radius: 24px;
  padding: 28px;
  transition: all 0.3s;
}
.target-card:hover {
  border-color: var(--emerald-300);
  box-shadow: 0 10px 25px -5px rgba(16,185,129,0.15);
  transform: translateY(-4px);
}
.target-card__icon {
  width: 56px; height: 56px;
  background: linear-gradient(135deg, #10b981, #0d9488);
  border-radius: 16px;
  display: flex; align-items: center; justify-content: center;
  color: #fff; font-size: 24px;
  margin-bottom: 20px;
  box-shadow: var(--shadow-md);
}
.target-card__title {
  font-family: var(--font-heading);
  font-weight: 700;
  font-size: 18px;
  color: var(--neutral-900);
  margin-bottom: 10px;
}
.target-card__desc {
  font-size: 14px;
  color: var(--neutral-600);
  line-height: 1.65;
}

/* ============================================================
   RISIKEN
   ============================================================ */
.risks { background: linear-gradient(180deg, #fff, rgba(236,253,245,0.3)); }
.risks-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 20px;
}
@media (min-width: 640px) { .risks-grid { grid-template-columns: 1fr 1fr; } }
@media (min-width: 1024px) { .risks-grid { grid-template-columns: repeat(4, 1fr); } }
.risk-card {
  background: #fff;
  border: 1px solid var(--emerald-100);
  border-radius: 20px;
  padding: 24px;
  transition: box-shadow 0.3s;
}
.risk-card:hover { box-shadow: var(--shadow-card); }
.risk-card__head {
  display: flex;
  align-items: center;
  justify-content: space-between;
  margin-bottom: 12px;
}
.risk-card__title {
  font-family: var(--font-heading);
  font-weight: 700;
  font-size: 16px;
  color: var(--neutral-900);
}
.risk-card__level {
  display: inline-block;
  padding: 4px 10px;
  border-radius: 9999px;
  font-size: 10px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.05em;
}
.risk-card__level--low { background: var(--emerald-100); color: var(--emerald-700); }
.risk-card__level--med { background: #fef3c7; color: #92400e; }
.risk-card__level--vlow { background: #d1fae5; color: var(--emerald-800); }
.risk-card__desc {
  font-size: 13px;
  color: var(--neutral-600);
  line-height: 1.6;
}
.risks__notice {
  margin-top: 32px;
  padding: 20px 24px;
  background: rgba(254,243,199,0.5);
  border: 1px solid #fcd34d;
  border-radius: 16px;
  display: flex;
  gap: 14px;
  align-items: flex-start;
}
.risks__notice i {
  color: #92400e;
  font-size: 22px;
  flex-shrink: 0;
}
.risks__notice p {
  font-size: 13px;
  color: #78350f;
  line-height: 1.65;
}
.risks__notice strong { color: #451a03; }

/* ============================================================
   PROCESS (4-Step)
   ============================================================ */
.process { background: #fff; }
.process-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 24px;
}
@media (min-width: 640px) { .process-grid { grid-template-columns: 1fr 1fr; } }
@media (min-width: 1024px) { .process-grid { grid-template-columns: repeat(4, 1fr); gap: 32px; } }
.process-step {
  position: relative;
  background: #fff;
  border: 1px solid var(--emerald-100);
  border-radius: 24px;
  padding: 28px;
  transition: all 0.3s;
}
.process-step:hover {
  border-color: var(--emerald-300);
  box-shadow: var(--shadow-card);
  transform: translateY(-4px);
}
.process-step__num {
  font-family: var(--font-heading);
  font-weight: 800;
  font-size: 14px;
  color: var(--emerald-600);
  letter-spacing: 0.1em;
  margin-bottom: 12px;
}
.process-step__icon {
  width: 56px; height: 56px;
  background: linear-gradient(135deg, var(--emerald-500), var(--teal-600));
  border-radius: 16px;
  display: flex; align-items: center; justify-content: center;
  color: #fff; font-size: 24px;
  margin-bottom: 20px;
  box-shadow: var(--shadow-md);
}
.process-step__title {
  font-family: var(--font-heading);
  font-weight: 700;
  font-size: 18px;
  color: var(--neutral-900);
  margin-bottom: 10px;
}
.process-step__desc {
  font-size: 13px;
  color: var(--neutral-600);
  line-height: 1.6;
  margin-bottom: 14px;
}
.process-step__details {
  display: flex;
  flex-wrap: wrap;
  gap: 6px;
}
.process-step__detail {
  font-size: 11px;
  font-weight: 600;
  background: var(--emerald-50);
  color: var(--emerald-700);
  padding: 3px 10px;
  border-radius: 9999px;
}

/* ============================================================
   PRODUCTS CROSSLINK
   ============================================================ */
.products { background: linear-gradient(180deg, rgba(236,253,245,0.3), #fff); }
.products-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 20px;
}
@media (min-width: 640px) { .products-grid { grid-template-columns: 1fr 1fr; } }
@media (min-width: 1024px) { .products-grid { grid-template-columns: repeat(4, 1fr); } }
.product-card {
  position: relative;
  background: #fff;
  border: 1px solid var(--emerald-100);
  border-radius: 20px;
  padding: 24px;
  display: flex;
  flex-direction: column;
  transition: all 0.3s;
}
.product-card:hover {
  border-color: var(--emerald-300);
  box-shadow: var(--shadow-card);
  transform: translateY(-4px);
}
.product-card__icon {
  width: 48px; height: 48px;
  background: linear-gradient(135deg, var(--emerald-500), var(--teal-600));
  border-radius: 12px;
  display: flex; align-items: center; justify-content: center;
  color: #fff; font-size: 20px;
  margin-bottom: 16px;
  box-shadow: var(--shadow-md);
}
.product-card__title {
  font-family: var(--font-heading);
  font-weight: 700;
  font-size: 18px;
  color: var(--neutral-900);
  margin-bottom: 8px;
}
.product-card__desc {
  font-size: 13px;
  color: var(--neutral-600);
  line-height: 1.6;
  margin-bottom: 16px;
  flex: 1;
}
.product-card__link {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  font-size: 13px;
  font-weight: 700;
  color: var(--emerald-700);
}
.product-card__link:hover { color: var(--emerald-800); gap: 10px; }

/* ============================================================
   VALUES / MISSION
   ============================================================ */
.values { background: #fff; }
.values-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 20px;
}
@media (min-width: 640px) { .values-grid { grid-template-columns: 1fr 1fr; } }
@media (min-width: 1024px) { .values-grid { grid-template-columns: repeat(4, 1fr); } }
.value-card {
  text-align: center;
  background: #fff;
  border: 1px solid var(--emerald-100);
  border-radius: 20px;
  padding: 28px 20px;
  transition: all 0.3s;
}
.value-card:hover {
  border-color: var(--emerald-300);
  box-shadow: var(--shadow-card);
}
.value-card__icon {
  width: 56px; height: 56px;
  background: linear-gradient(135deg, var(--emerald-500), var(--teal-600));
  border-radius: 16px;
  display: flex; align-items: center; justify-content: center;
  color: #fff; font-size: 24px;
  margin: 0 auto 16px;
  box-shadow: var(--shadow-md);
}
.value-card__title {
  font-family: var(--font-heading);
  font-weight: 700;
  font-size: 17px;
  color: var(--neutral-900);
  margin-bottom: 8px;
}
.value-card__desc {
  font-size: 13px;
  color: var(--neutral-600);
  line-height: 1.6;
}

/* ============================================================
   Helpers
   ============================================================ */
.sr-only {
  position: absolute;
  width: 1px; height: 1px;
  padding: 0;
  margin: -1px;
  overflow: hidden;
  clip: rect(0, 0, 0, 0);
  white-space: nowrap;
  border: 0;
}
.no-scroll { overflow: hidden; }